MoneySee where your money really goes.
Other apps tell you how much you spend. MoneyFlow tells you why — and where, every month, your money slips away without you noticing. On your real numbers, no fluff.
Find your profile
What's your relationship with money?
4 questions, one minute. Find your money pattern — and what MoneyFlow can do with it.
🎯 What you get
Seeing expenses is easy. Understanding them isn't.
MoneyFlow doesn't just tell you how much you spend. It tells you why — and where your money goes for no real reason.
Where you lose money every month
Invisible expenses, forgotten subscriptions, costly habits you don't notice. MoneyFlow brings them to the surface.
Subscriptions & waste uncoveredWhether you spend out of need or emotion
Behavioral analysis separates rational spending from emotional. For the first time you understand your relationship with money.
Behavior measuredWhere you'll be at month's end
Models on your real patterns: you know in advance where a problem forms — and avoid it early.
Honest forecasts, with their marginsThe strategy for your goal
MoneyFlow simulates thousands of scenarios and gives you the one most likely to succeed — concrete, not theoretical.
Monte Carlo simulation⚠️ The problem
You know how much you spend.
But do you know why?
- 📱You check the balance. Then close the app.Without context, numbers change nothing.
- 📅Budgets don't last a week.Because they don't understand your real behavior.
- ❓Nothing is ever left at month's end.And you don't really understand why.
- 🎯Your goals stay goals.Without a system, wishes stay dreams.
⚙️ How it works
Just three steps.
No financial skills needed. No discipline needed. Just start.
Add your transactions
Even one a day. MoneyFlow learns from your style, not everyone else's.
The AI understands your behavior
Within weeks the engines start recognizing your real habits.
Get insights that change habits
Hidden patterns, future scenarios, decisions backed by data built on you.
🤖 The engines
4 AI engines. One complete system.
Not a feature: an ecosystem of financial intelligence that grows with you and gets more precise every day.
Every expense classified
Every transaction enriched with category, motivation and nature. The system learns from your corrections.
- Merchant recognition
- Behavioral categorization
- Recurring-payment radar
Financial health score
0 to 100: it measures how you behave with money, not how much you earn.
- Behavioral profile
- Impulsivity index
- Contextual recommendations
Your financial future
It projects your spending onto the coming months — on your real patterns, with honest margins.
- Forecasts by category
- Risk vs improvement scenarios
- No inflated numbers
The most likely strategy
Set a goal: MoneyFlow simulates thousands of scenarios and gives you the strategy most likely to succeed.
- Monte Carlo simulation
- Goal-based strategies
- Real probability of success
📱 The app
Built to use every day.
Clean, fast, thumb-friendly. Install it from the browser and open it like an app.
📖 The trick
You're not entering data. You're training a system.
The better you describe expenses, the better MoneyFlow understands your patterns. That's it.
✍️ Describe them like you'd tell a friend
| ❌ Not like this | ✅ Like this |
|---|---|
| ristorante | Dinner – Da Mario, Milan |
| spesa | Groceries – Esselunga, weekly |
| shopping | Shoes – Zara, impulse buy |
💳 Pricing
Start free. Grow with PRO.
Free builds the habit. PRO unlocks behavioral intelligence.
Free, forever
No card.
- ✓ Unlimited transactions
- ✓ Manual categorization
- ✓ Basic dashboard and charts
- ✓ Budget management
- ✗ Behavioral intelligenceWithout it, you don't understand why you spend
- ✗ Future forecastsWithout them, you're flying blind
When you want to see inside
Unlock all engines.
- ✓ Everything in Free
- ✓ Subscription radar + price-hike alerts
- ✓ Financial health score (0–100)
- ✓ Forecasts of your next months
- ✓ Goal simulation (Monte Carlo)
- ✓ Full analytics + export
No card · Cancel anytime · Support · 🇪🇺 GDPR
❓ FAQ
Frequently asked questions
In a few months you'll be in the same spot. Or not.
The difference is what you do today. Just your first transactions — MoneyFlow figures out the rest.
Create your profile free