MoneyFlowYour money, finally explained.
MoneyFlow reads your spending and tells you, in plain words, what your bank statement never will.
- “In October Restaurant rose to $340: you usually spend around $240.”
- “Your 7 automatic charges add up to $672 a year.”
- “In October you made 23 purchases under $10: over a year that's about $1,500.”
These are examples: with your numbers, the app writes them for you.
Find your profile
What's your relationship with money?
4 questions, one minute. Find your money pattern — and what MoneyFlow can do with it.
🎯 What you get
Seeing expenses is easy. Understanding them isn't.
MoneyFlow doesn't just tell you how much you spend. It tells you why — and where your money goes for no real reason.
Where you lose money every month
Forgotten subscriptions, charges that keep coming back, small expenses that add up. MoneyFlow finds them in your transactions and tells you what they cost you in a year.
Subscriptions and recurring expensesWhether you spend out of need or on impulse
With one tap you mark each expense as planned or impulsive. Within a few weeks you see how much the impulse buys weigh.
Your habits, in numbersHow you'll end the month
From your transactions MoneyFlow estimates the next 30 days and the months ahead. If a tough month is coming, you know before, not after.
Honest forecasts, with their marginsHow much to set aside, and how
Pick a goal and a date. MoneyFlow runs thousands of scenarios on your numbers and tells you how likely you are to get there.
Savings plan⚠️ The problem
You know how much you spend.
But do you know why?
- 📱You check the balance. Then close the app.Without context, numbers change nothing.
- 📅Budgets don't last a week.Because they don't understand your real behavior.
- ❓Nothing is ever left at month's end.And you don't really understand why.
- 🎯Your goals stay goals.Without a system, wishes stay dreams.
⚙️ How it works
Just three steps.
No financial skills needed. No discipline needed. Just start.
Type your expenses, or import them
Ten seconds per expense: amount and description, we suggest the category. Already have your bank transactions in a file? Upload them in a minute.
MoneyFlow learns your habits
After two weeks of transactions your free 30-day PRO trial starts, bringing the first observations. Import your bank statement with its history and it starts straight away.
Get guidance you can actually use
What changed this week, where you can save, what to expect next month. With the numbers explained, not just shown.
🤖 The engines
Four engines. Four answers.
Each one answers a specific question about your money. They work on your transactions, not on other people's averages.
Automatic categories
As you type the description, MoneyFlow suggests the category. If you've logged that expense before, it remembers.
- Category suggested as you type
- Subscriptions and recurring expenses found automatically
- Alert when a subscription goes up
Your habits
A score from 0 to 100 that measures how you use money, not how much you earn. Every week it tells you what changed.
- Your spending profile
- Planned and impulse spending
- Suggestions based on your figures
Where you're heading
The next 30 days and the months ahead, calculated from your transactions. With the margins stated, no inflated figures.
- Forecasts by category
- What happens if things improve, and if they get worse
- The actions that matter most
Savings plan
Pick a goal and a date: MoneyFlow simulates thousands of scenarios and tells you how likely you are to get there.
- How much to set aside each month
- Probability of reaching the goal
- Start from zero or from what you already have
📱 The app
Built to use every day.
Clean, fast, thumb-friendly. Install it from the browser and open it like an app.
📖 The trick
You're not entering data. You're training a system.
The more precise the description, the better MoneyFlow recognises the expense next time and suggests the right category.
✍️ Describe them like you'd tell a friend
| ❌ Not like this | ✅ Like this |
|---|---|
| restaurant | Dinner – Da Mario, Milan |
| groceries | Groceries – Esselunga, weekly |
| shopping | Shoes – Zara, impulse buy |
💳 Pricing
Start free. Grow with PRO.
The free plan keeps your accounts in order. PRO explains what's behind the numbers.
Free, forever
No card.
- ✓ Unlimited transactions
- ✓ Category suggested as you type
- ✓ Import from CSV or Excel file
- ✓ Export of transactions to CSV and of your analysis to Excel
- ✓ Analysis and charts of your spending
- ✓ Budgets by category
- ✓ Monday recap by email
- ✗ Habits and scoreTo understand why you spend
- ✗ Forecasts and savings planTo know what's ahead
When you want to see inside
or $79.99 a year ($6.67 a month) + tax where applicable
Cancel anytime. After two weeks of transactions you try it free for 30 days, no card.
- ✓ Everything in the free plan
- ✓ Subscriptions and recurring expenses, with an alert when they go up
- ✓ Your habits: score from 0 to 100 and profile
- ✓ Where you're heading: the next 30 days and the months ahead
- ✓ Savings plan: your chances of reaching the goal
No card · Cancel anytime · Support · 🇪🇺 GDPR
❓ FAQ
Frequently asked questions
In a few months you'll be in the same spot. Or not.
The difference is what you do today. Just your first transactions — MoneyFlow figures out the rest.
Create your profile free